Fees and Payment

  • Our fees depend on your insurance coverage (deductible, co-pay/co-insurance). For insurance clients, we charge our contracted rate with your insurance company. This fee is determined by your insurance company and varies by insurance.
  • For those who do not have insurance coverage, we offer reasonable fees ranging from $120-$200, depending on the clinician and on the length of the session.
  • For clients not utilizing insurance, intakes with Master’s licensed clinicians are $155, while therapy sessions range from $135-$145.
  • For clients not utilizing insurance, intakes with PhD. Licensed Psychologists are $200, while therapy sessions range from $162-$197.
  • When available we are able to offer low cost therapy sessions with intern and practicum students. These students often already have a Master’s level license and years of experience as a mental health provider, but they are working under the supervision of a psychologist in order to obtain an additional license. Their rates range from $60-$85.
  • We require a credit card and credit card authorization on file.
  • We accept checks and most major credit cards (Visa, MasterCard, Discover) as well as HSA/FSA payment cards.

**ATTENTION BCBS CLIENTS**

Blue Cross & Blue Shield (BCBS) has restricted coverage for psychological/neuropsychological testing services. They are auditing psychologists across the nation and forcing them to complete brief psychological/neuropsychological evaluations for ALL BCBS clients, regardless of presenting concerns. In addition, they have cut the rates for testing. In a time when our nation is in a mental health crisis, BCBS has decided to cut our clients’ access to mental health care in an effort to further increase their millions of dollars in profit.

At Grace Psychological Services, we complete full evaluations so that we have the information that we need to make the correct diagnosis and support/treatment recommendations. We are experts in completing complicated evaluations where there are multiple diagnoses being considered. This is why medical doctors, fellow mental health providers, and school professionals regularly come to us for evaluation services. They know they can trust our work. Blue Cross & Blue Shield has decided that psychological/neuropsychological testing is not something that they want to cover and they are even prohibiting clients from being able to opt into paying for additional evaluation themselves in order to get a full evaluation.

BCBS’ actions directly collide with our clinical ethics standards. With a heavy heart, our testing psychologists have decided to remove themselves from BCBS’ panel. It is only by dropping BCBS that our testing psychologists will be able to continue to complete comprehensive, gold standard evaluations per our ethics as clinicians. If you have out of network coverage, some of your testing costs may be reimbursed. Please contact us to request a verification of your coverage.

If BCBS’ cuts to your mental health care access feel unfair, you can contact your employer’s HR and contact BCBS themselves to let them know that their reduction to mental health care coverage has a real and negative impact on American lives.

YOUR RIGHTS AND PROTECTIONS AGAINST SURPRISE MEDICAL BILLS
(OMB Control Number: 0938-1401)

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing.

What is “balance billing” (sometimes called “surprise billing”)?

When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network.

“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.

“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care – like when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.

You are protected from balance billing for:

Emergency services
If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most the provider or facility may bill you is your plan’s in-network cost-sharing amount (such as copayments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.

Certain services at an in-network hospital or ambulatory surgical center
When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed.

If you get other services at these in-network facilities, out-of-network providers can’t balance bill you unless you give written consent and give up your protections.

You’re never required to give up your protection from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.

When balance billing isn’t allowed, you also have the following protections:
• You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.

• Your health plan generally must:

o Cover emergency services without requiring you to get approval for services in advance (prior authorization).

o Cover emergency services by out-of-network providers.

o Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.

o Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.

• If you believe you’ve been wrongly billed, you may contact: The U.S. Centers for Medicare & Medicaid Services (CMS) at 1-800-MEDICARE (1-800-633-4227) or visit https://www.cms.gov/nosurprises for more information about your rights under federal law.
• The Texas Department of Insurance Consumer Help Line at 1-800-252-3439 or visit https://www.tdi.texas.gov/tips/texas-protects-consumers-from-surprise-medical-bills.html or https://www.tdi.texas.gov/medical-billing/surprise-balance-billing.html for more information about your rights under Texas law.

Contact Today



26010 Oak Ridge Drive, Suite #107
The Woodlands, TX 77380

admin@gracepsychological.com
(281) 815-0899

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